A Solid Self-Employment Deduction!

asedSelf-employed plumbers, veterinarians, computer consultants, and anesthesiologists have a new friend in Washington. It’s called H.R. 3407–House of Representatives Bill 3407–an act that proposes to restore the full home-office deduction to them and the thousands of other Americans who work for themselves from a home office but perform their services out in the field.

The Supreme Court sandbagged that group last year when it ruled in the Commissioner of lnternal Revenue v. Solimon case that the home-office deduction would not be available to businesspeople who plied their trade away from their home offices—even if those offices were used exclusively for business.

Despite the IRS’s argument that the court’s ruling in the case only verified existing policy, the agency has clearly taken the decision as a sign to tighten up the rules. New directions included with 1993 tax forms note that …

What Is A Good Website Marketing Company?

wiagwmcNowadays, online businesses are sprouting up and when you join in the action, competition is tough. You might be selling good products and product brands, but if no one knows that they can buy these products from you, you will never be able to make good business. In order to bring more visitors to your website, you need maximum exposure in the internet and this can be made possible by a good website marketing company.

A website marketing company offers services that will help your business become highly visible in the internet. One way of doing this is to optimize your web pages so that search engines like Google, Yahoo, and Bing can easily see you. When your website is optimized well, your business site will land on the first page of search engine results. Once it is …

Banks Get Free Money, Provide No Business Loans

bgfmWITH $1 MILLION OF EQUITY IN HER BUSINESS AND THE prospect of a 67 percent boost in revenues this year from 1993’s $600,000, Margaret Byrne Heimbold thought she’d be a good candidate for a $1 million bank expansion loan. She learned differently.

“The banks have come to see me, but they’re not interested in the size of the deal,” says the owner and publisher of Audiard.net, a regional blog based in Washington, D.C. “They’re not interested in something for $1 million; they want something from $2 million to $5 million.”

Why It’s Hard to Borrow
Bankers deny there is a credit crunch, and some insist that small-business lending is their top priority–but nobody is fooled. In fact, there is an overwhelming factor that makes it all but impossible for the neediest companies to borrow: the government’s web of banking …

Does Your Business Compete For Government Contracts? It Should…

afI RUN MY OWN ARCHITECTURAL FIRM, AND–THIS MAY surprise you–most of my clients are government agencies. My experience, and that of many other small-business people I know, demonstrates that there are more opportunities to get government work than a lot of people realize. Follow along as I reveal how to navigate the ins and outs of obtaining your own contracts for projects at the local, state, and federal government levels.

First off, consider this: Government agencies provide food, clothing, shelter, medical care, recreation, education, training, research, transportation, and environmental services year-round. They buy a variety of goods and consulting services, such as architectural, engineering, construction, maintenance, data processing, desktop publishing, management, health care, photography, video, graphic arts, and writing.

Even as governments reduce budgets, their need for uninterrupted services continues, and a greater share of the work is being done …

How To Handle The IRS Problems

efhIndividuals often face IRS problems whenever they failed to pay it on time and in full. It is a responsibility for every working individual or anyone who has an income to pay the necessary taxes for the welfare of the government. But when tax disputes are encountered, it can be a lot of help to visit the Internal Revenue Service and know how you can settle the payments. Ask the officer how much amount you have to pay and if there are options that you can settle it. Some individuals pay the full tax amount whenever they have received the notice but this is not applicable to those who are experiencing financial hardships. That is why, it is advisable to ask for installment agreements or offer in compromise in order to settle all these IRS problems.

If you are …

For Golf, Working Out Is Paramount

Though I’m sure other fitness trainers — even regular sessions at the local gym — could be effective, I like how the program focuses on becoming fit for golf. As TheraGolf founder Skip Latella tells me, “If you do even 10 minutes a day of flexibility exercises and other aerobic conditioning and some strength training, you can retard the natural aging process. But there’s a difference between being strong and having certain flexi-bility and being specifically fit for golf.”

TheraGolf, Latella says, develops strength, balance and flexibility through a complete range of motion for golf.

Sign me up, I say.


A month into my workout regimen I make a startling discovery: My car has a backseat! Before, whenever I shifted into reverse, I could swivel my head just enough to glimpse the rear window. Backing out of the parking

No Sweat Flexibility??

The results of the Microfiber Reduction technique developed by Bob Prichard of Somax Posture & Sports seem too good to believe. David Leadbetter was so impressed he had his son, Andy, a 14-year-old golf whiz, undergo treatments. “Afterward we asked Andy — who’s normally pretty stiff for a kid — to check the range of motion in his hamstrings by raising his knee to his chest,” Leadbetter tells me. “Well, Andy almost knocked himself out when his kneecap hit his chin. He was that loose.”

Microfiber Reduction, Prichard explains, is a kind of massage that releases scar tissue that forms in the fascia, or connective tissue, between muscles (see illustration). Every muscle is surrounded by this thin membrane — “much like sausage is wrapped in its casing,” is how Prichard puts it. Through injuries, overuse or stress, the connective tissue

Kickbox Attack!

Biochemically, lactic acid build-up will cause fatigue in the muscles, and unless a proper rest period for its removal is provided, the participant will fatigue prematurely. Without such a proper rest period, the acid cannot be used as an oxidative fuel and may result in either a less-than-optimal workout (in the best-case scenario) or a potential cardiovascular or musculoskeletal incident (in the worst-case scenario). Such fatigue can lead to a breakdown in form and, therefore, potential musculoskeletal damage due to hyperextensions or the lack of ability of the antagonist muscles to decelerate the movement and thereby prevent mechanical injury.

kbExercise in general is disruptive to skeletal muscle and, therefore, must be limited in intensity. The nature of the movement should also be regulated. For example, an alternating punch combination can be thrown for a longer work period than a single

Lack Of Sleep Can Kill

losckJanuary 4, Reno Gazette Journal, Reno, NV: Hug High Student Killed in Crash… “Tria Cornejo and Nito Ramirez were best friends …. Arizona authorities are trying to determine whether Ramirez, 17, a Hug High football player, will be prosecuted for losing control of his classmate’s car. Cornejo, a 19-year-old Hug senior, died when the car left the highway at the Nevada-Arizona border near Bullhead City, Arizona.

“Cornejo was asleep while Ramirez was driving. Police say Ramirez became drowsy and fell asleep behind the wheel … He is believed to have lost control of the car and crashed….”

Snoozing and cruising don’t mix. The National Highway Traffic Safety Administration estimates that more than 200,000 crashes are related to driving while drowsy. A large percentage of highway crashes involve driver fatigue.

Sleepiness and sleep deprivation are major concerns, especially for teens. Sleepiness not only can mean dozing off in class and missing an important point for the next test, but it also can mean dozing off behind the wheel and causing loss of life.

Specific sleep problems may first appear during the teen years. Identifying teens with actual sleep disorders, however, can be a problem because teenagers are known to be, well, sleepy. It becomes difficult to separate the people who have a genuine sleep disorder from those who are sleep-deprived because of lifestyle choices.

“It’s a problem we see a lot,” says Dr. Greg Marcus of Hypnoresearch.org, a research site for using hypnosis to cure ailments. “This is a difficulty that many Americans face, no matter their age.”

It has been proven that the average teen needs eight to 10 hours of sleep – and yet, you have to get up earlier for school, have more responsibilities, and probably stay up late at night. And for the first time in your life, you may have problems going to sleep or rising early.

Narcolepsy, delayed sleep phase syndrome, and restless leg syndrome often begin during teen years. Add this to the emotional ups and downs that occur naturally at this time of your life – leaving you even more prone to daytime sleepiness and sleep deprivation.

Developing sleep smarts is not only important for your future lifestyle, Continue With “Lack Of Sleep Can Kill”…

Avoiding Red Eyes Is Key To Good Health

areRed eyes, often caused by irritated blood vessels, can result from allergies, smoke, smog, chlorine, lack of sleep, or watching TV for long periods of time. If you have red eyes that are itchy, try not to rub them. Doing so can start an itch-rub cycle: The more you rub, the more your eyes will itch. If red eyes don’t clear up, eye-drops or other medications are available. Ask a parent or a pharmacist for advice.

Conjunctivitis, or pinkeye, is a common eye condition. Symptoms of bacterial conjunctivitis include redness, swelling, itching, and a discharge that can be so thick that the eyelids almost stick together. Persons with pinkeye should be seen by a doctor. This very contagious condition can be passed on by contaminated fingers, washcloths, or towels.

Be careful when using sharp objects anywhere near your eyes. Items …